With the way the economy’s turning, the months ahead don’t look like they will be a walk in the park.
Yes, our trust is in God and His Providence for each day but if you aren’t doing the groundwork to safeguard your financial interests, I’m afraid I can’t say it will be easy. If you haven’t invested in life insurance for yourself, it’s never too late to start. And with Christmas right around the corner, I’ve got the perfect gift suggestion for your spouse!/
Life Insurance…the best Christmas gift for your spouse
I see you just did a double take but yes, why not gift your spouse with a worthwhile, practical gift that won’t be like those gifts from past Christmases that were swapped, stuffed into a corner in the closet and not the right size, color or preference?
One would think life insurance was something everyone had but apparently a survey conducted earlier this year states that 30% of US households have no life insurance whatsoever.
Most often the reason why life insurance is not considered a crucial must-have, is mainly because its importance is not fully understood. It is said if you have someone who depends upon you, be it a spouse, child, parent or even a family member you are a care-giver to, the investment into a life insurance policy is a must.
Life is uncertain and though each one of us would love to live a good, long, independent and fruitful life, the uncertainties of life can bring along curve balls that could cut that life span short.
Learning about your options is important and getting sound financial advice from consultants always helps bring direction to those decisions.
Leah says
My husband and I just filled out the paperwork through his work for benefits for next year and a life insurance policy for both him and I were one of the things we took on. It’s important. You never know what will happen in the future…it’s better to be prepared than no.
Andrew @ Mommys Busy says
Life insurance is def something every couple puts off. By giving it as a gift, you’re basically forcing yourselves to take action. Awesome idea.
Brandy Myers says
Hubby and I both have life insurance on each other and we have a policy on our kids. I know some think that is horrible but heaven forbid something were to happen it’s nice knowing we have it.
Janel says
We have life insurance and it brings so much peace of mind, so yes, I would say it’s a great gift!
Ellen Christian says
I agree. This is definitely something that we both need.
diane says
Financial security and peace of mind really do make great gifts! Also works great for newlyweds and new parents!
Andrea says
I think life insurance is a great gift! We just got a policy for my husband and I’m working on getting myself a policy too.
Nicole B says
We do need life insurance. It’s one of those things we should spend our money on but don’t.
Pam says
We have life insurance for sure. I am actually afraid not to have it with my daughter’s health problems.
Tara says
Life insurance is a gift the gives forever isn’t it?
Dawn Lopez says
You know, that is such an amazing idea! Never would have thought of that, thanks for thinking of it! I need to look into it!
Liz @ A Nut in a Nutshell says
It would definitely create a sense of peace, that’s for sure!
brett says
life insurance is so important for everyone!
Melissa says
What a great idea. My husband and I have talked about it, but have never actually gotten it.
Liza @ Views From the 'Ville says
I feel lucky that my parents thought ahead – they bought me my own policy when I was a kid and transferred it over to me when I became an adult.
Stacie Connerty says
You have to have life insurance. You never know when you will need it and you have to protect yourself and your family.
Ronni Keller says
The best gift is peace of mind!!
Marina says
And all the husbands say Aye! 😉
Angela says
I never really thought of it as a gift, but that’s exactly what it is.
Tammilee Tillison says
What a great idea. My husband and I have talked about it, but have never actually gotten it.
stephanie says
this is a great gift idea
candice says
so important especially when you have children!
Janet W. says
A lot of people surprisingly don’t even think about life insurance! It’s so important to have, especially if you’re a couple with children. If something was to ever happen to you, you want to make sure your family has some help afterwards.
Marina says
You hit the nail on the head with that! Right!!
meredith says
I honestly would have never thought of this as a gift- unique idea. I think me and my hubby watch too many “snapped” episodes- he’d probably think im trying to kill him off lol
Marina says
Lol! Getting life insurance for yourself would be the gift to your Hubby. (Had a good laugh. Lol!)
Debbie Denny says
Now that is a very good idea…I never thought of that as a gift!
Deborah says
Oh, I don’t want to think about it, but I can see how this is a valuable gift to one’s spouse.
brett says
we already have life insurance. i should make a big card reminding him we have it LOL
Marina says
Lol! And video-tape his reaction 🙂
Dee says
I really hate thinking about it, but it is so important! We have it!
JoAnn Torres says
Life insurance is very important to have!
Jennifer B says
This is something that we all need to think about and plan for! I know my husband and I need to set this up.
Shauna says
That is so funny, my husband and I were talking about getting some for my inlaws for the holidays, I didn’t think about getting it for him. Thanks for the idea
Annie {Stowed Stuff} says
Such an important conversation to have with your spouse. It’s a crazy though, but dying is expensive.
Elizabeth@ Food Ramblings says
Thanks for the post– I’m definitely sharing this with the hubby!
Angela S says
While not a traditional gift, life insurance is a gift none the less.
Mommy2Jam says
You never know the importance of life insurance until you are denied. I highly recommend everyone getting it now, and getting whole life vs term insurance.
Amy Lynn Desrosiers says
Gosh, I have to say my husband is the bread winner, but boy would it be tough without me!
Jessica Harlow says
Life Insurance is such a good idea, but something that often gets ignored. I’d never thought about it as a great Christmas gift!
Lisa says
We’ve got life insurance on each other too.
Cynthia says
You are correct, life insurance seems like a crazy gift, but it is a great one!
Malia says
I agree that it is important to get life insurance.
trisha says
Thankfully we have life insurance on both of us now!
trisha
Colleen says
It is so important to have, we have small insurance on each other. I know that my insurance needs to be higher since I bring in too incomes and my husband works longer hours due to me being able to take care of getting the kids to school. I do hope that we never have to use it.
Melanie a/k/a CrazyMom says
I totally agree.. Life Insurance is a MUSt and would make the best present ever if you ever need it.. we just evaluated our insurance info and we need to up it alittle bit; thanks for the remainder, going to do this right away.
Mama to 5 BLessings says
I have heard great things about this company – good to know for retirement in many years to come.
Shannah @ Just Us Four says
This is something that everyone needs to consider. Even if you don’t turn it into a gift, making sure both people in a couple have enough life insurance is critical.
Jason says
Seriously….this is a important website.