With the way the economy’s turning, the months ahead don’t look like they will be a walk in the park.
Yes, our trust is in God and His Providence for each day but if you aren’t doing the groundwork to safeguard your financial interests, I’m afraid I can’t say it will be easy. If you haven’t invested in life insurance for yourself, it’s never too late to start. And with Christmas right around the corner, I’ve got the perfect gift suggestion for your spouse!/
Life Insurance…the best Christmas gift for your spouse
I see you just did a double take but yes, why not gift your spouse with a worthwhile, practical gift that won’t be like those gifts from past Christmases that were swapped, stuffed into a corner in the closet and not the right size, color or preference?
One would think life insurance was something everyone had but apparently a survey conducted earlier this year states that 30% of US households have no life insurance whatsoever.
Most often the reason why life insurance is not considered a crucial must-have, is mainly because its importance is not fully understood. It is said if you have someone who depends upon you, be it a spouse, child, parent or even a family member you are a care-giver to, the investment into a life insurance policy is a must.
Life is uncertain and though each one of us would love to live a good, long, independent and fruitful life, the uncertainties of life can bring along curve balls that could cut that life span short.
Learning about your options is important and getting sound financial advice from consultants always helps bring direction to those decisions.
My husband and I just filled out the paperwork through his work for benefits for next year and a life insurance policy for both him and I were one of the things we took on. It’s important. You never know what will happen in the future…it’s better to be prepared than no.
Life insurance is def something every couple puts off. By giving it as a gift, you’re basically forcing yourselves to take action. Awesome idea.
Hubby and I both have life insurance on each other and we have a policy on our kids. I know some think that is horrible but heaven forbid something were to happen it’s nice knowing we have it.
We have life insurance and it brings so much peace of mind, so yes, I would say it’s a great gift!
I agree. This is definitely something that we both need.
Financial security and peace of mind really do make great gifts! Also works great for newlyweds and new parents!
I think life insurance is a great gift! We just got a policy for my husband and I’m working on getting myself a policy too.
We do need life insurance. It’s one of those things we should spend our money on but don’t.
We have life insurance for sure. I am actually afraid not to have it with my daughter’s health problems.
Life insurance is a gift the gives forever isn’t it?
You know, that is such an amazing idea! Never would have thought of that, thanks for thinking of it! I need to look into it!
It would definitely create a sense of peace, that’s for sure!
life insurance is so important for everyone!
What a great idea. My husband and I have talked about it, but have never actually gotten it.
I feel lucky that my parents thought ahead – they bought me my own policy when I was a kid and transferred it over to me when I became an adult.
You have to have life insurance. You never know when you will need it and you have to protect yourself and your family.
The best gift is peace of mind!!
And all the husbands say Aye! 😉
I never really thought of it as a gift, but that’s exactly what it is.
What a great idea. My husband and I have talked about it, but have never actually gotten it.
this is a great gift idea
so important especially when you have children!
A lot of people surprisingly don’t even think about life insurance! It’s so important to have, especially if you’re a couple with children. If something was to ever happen to you, you want to make sure your family has some help afterwards.
You hit the nail on the head with that! Right!!
I honestly would have never thought of this as a gift- unique idea. I think me and my hubby watch too many “snapped” episodes- he’d probably think im trying to kill him off lol
Lol! Getting life insurance for yourself would be the gift to your Hubby. (Had a good laugh. Lol!)
Now that is a very good idea…I never thought of that as a gift!
Oh, I don’t want to think about it, but I can see how this is a valuable gift to one’s spouse.
we already have life insurance. i should make a big card reminding him we have it LOL
Lol! And video-tape his reaction 🙂
I really hate thinking about it, but it is so important! We have it!
Life insurance is very important to have!
This is something that we all need to think about and plan for! I know my husband and I need to set this up.
That is so funny, my husband and I were talking about getting some for my inlaws for the holidays, I didn’t think about getting it for him. Thanks for the idea
Such an important conversation to have with your spouse. It’s a crazy though, but dying is expensive.
Thanks for the post– I’m definitely sharing this with the hubby!
While not a traditional gift, life insurance is a gift none the less.
You never know the importance of life insurance until you are denied. I highly recommend everyone getting it now, and getting whole life vs term insurance.
Gosh, I have to say my husband is the bread winner, but boy would it be tough without me!
Life Insurance is such a good idea, but something that often gets ignored. I’d never thought about it as a great Christmas gift!
We’ve got life insurance on each other too.
You are correct, life insurance seems like a crazy gift, but it is a great one!
I agree that it is important to get life insurance.
Thankfully we have life insurance on both of us now!
trisha
It is so important to have, we have small insurance on each other. I know that my insurance needs to be higher since I bring in too incomes and my husband works longer hours due to me being able to take care of getting the kids to school. I do hope that we never have to use it.
I totally agree.. Life Insurance is a MUSt and would make the best present ever if you ever need it.. we just evaluated our insurance info and we need to up it alittle bit; thanks for the remainder, going to do this right away.
I have heard great things about this company – good to know for retirement in many years to come.
This is something that everyone needs to consider. Even if you don’t turn it into a gift, making sure both people in a couple have enough life insurance is critical.
Seriously….this is a important website.